A cash-out refinance allows you to refinance your mortgage for more than you owe and receive the difference in cash, which can be used for other purposes such as home improvements or debt consolidation.
Yes, refinancing involves replacing your current home loan with a new one, often to take advantage of lower interest rates, reduce monthly payments, or change loan terms.
An escrow account is a separate account held by the lender to collect funds for property taxes, homeowners insurance, and other expenses related to the home.
It's advisable to work with a real estate agent who has local market expertise, access to listings, and negotiation skills to help you find the right property.
Yes, we are fully licensed and insured to operate in [state/country], ensuring compliance with all legal requirements and providing peace of mind to our clients.