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The minimum down payment varies depending on the loan program you chose.
There may be requirements you have to meet your loan regarding your employment, assets, income,credit, history and liabilities.
Changing your name, a new job, adjustment in salary or last minute addition in funds can all delay your loan approval. Make sure you tell your lender if you foresee any of these changes from happening to avoid this.
Lenders require several documents, such as bank statement, tax returns. Your lender will let you know exactly what they need based on the program you chose.
To start buying your first home, assess your finances, get pre-approved for a mortgage, define your needs, search for homes, make an offer, secure financing, and close the deal.
The best time to buy a home price-wise can vary depending on factors like location, market conditions, and individual circumstances. However, buyers may find more favorable prices during the winter months when there’s typically less competition and sellers may be more motivated.
Yes, it’s possible through options like VA loans, USDA loans, state/local programs, gift funds, or seller financing, but they’re less common and require careful consideration.
Patta is a government-issued document that certifies the legal ownership of land in Tamil Nadu.
Chitta is a land revenue record that classifies land as either Nanjai ( wetland ) or Punjab ( dry land ).
No, The Tamil Nadu Government has merged Patta and Chitta into a single document, now reffered to as Patta.
Patta serves as proof of ownership and is essential for: * Land Registration * Loans * Dispute resoulution * Mutation processes
Chitta helps identify the classficiation and usage of the land, which is crucial for agricultural and non-agricultutal planning.
The Tahsildar of the conscerned Taluk issues the Patta, based on the land records and ownership documents.
You can check it at the official Tamil Nadu land records portal: 🔗 https://eservices.tn.gov.in
* District * Taluk * Village * Survey Number * Subdivision Number ( if any )
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Frequently asked questions

Yes, we offer property management services for landlords who require assistance with managing their rental properties. Our services include finding tenants, collecting rent, handling maintenance issues, and ensuring compliance with legal requirements.

Construction is the process of building, assembling, or erecting structures, infrastructure, or facilities.

Look for designers with experience in projects similar to yours, check their portfolio, and ensure they understand your vision and budget.

Trends vary, but some popular ones include sustainable design, biophilic design (connecting with nature), and minimalist aesthetics.

The borrower receives a lump sum of money from the lender, which is then repaid over time with interest, typically through monthly payments.

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